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Banking & Financial Services

Printable Summary

Financing issues underlie most commercial activity. Businesses must borrow to finance expansion and acquisitions, or to ease cash flow. Banks and other lenders must negotiate loan terms that protect their interests. 

Torkin Manes’ Banking & Financial Services Group provides comprehensive legal services to a wide spectrum of lenders and borrowers. We represent many types of lender, including Schedule I and Schedule II chartered banks, U.S. banks, asset-based lenders, mezzanine and subordinated lenders, and private lenders. We represent borrowers in most sectors of the economy, including real estate development, technology, pulp and paper, mining, manufacturing, pharmaceutical, distribution, entertainment, construction, importers, exporters and foreign companies investing or establishing a presence in Canada.

Our lawyers have lengthy experience in a broad range of legal services for borrowers and lenders, including corporate finance, regulatory and governance issues, and general banking matters. As befits a law firm that prides itself on understanding its clients’ businesses and providing practical advice that helps clients reach their objectives, our Banking & Financial Services Group ensures that our clients’ financing arrangements are completed efficiently and cost-effectively. Our clients know they can reach us whenever they need to—and that the lawyer they will be dealing with is the lawyer taking responsibility for the work. We pride ourselves on explaining complex technical issues clearly and concisely so that our clients understand their options.

Because we serve both borrowers and lenders, each side benefits from our knowledge of the other. We understand how banks and other lenders make decisions. We have solid, long-standing working relationships with lenders and can negotiate effectively with them on our clients' behalf, no matter what the size or type of loan.

Some of our many services include:

  • Asset-based lending
  • Cross-border loans
  • Equipment leasing/financing
  • Factoring
  • Mezzanine and subordinated debt
  • Real estate finance
  • Secured transactions
  • Venture capital financings

Publications & Presentations

Torkin Manes LegalPoint

Senate Report Urges Action On Open Banking

Torkin Manes LegalPoint In June 2019, the Standing Senate Committee on Banking, Trade and Commerce (the “Committee”) released its report on open banking, entitled...
Jul 25, 2019
Torkin Manes LegalPoint

A Big Win for the Crown - Deemed Trusts Take Priority over Security Interests

Torkin Manes LegalPoint Introduction It was a big win for the Crown in the recent case of Her Majesty The Queen v. The Toronto-Dominion Bank, 2018 FC 538. Mr. Justice Grammon...
Sep 13, 2018
Article

A Big Win for the Crown — Deemed Trusts Take Priority over Security Interests

Ontario Real Estate Law Developments, Lexis Nexis It was a big win for the Crown in the recent case of Her Majesty The Queen v. The Toronto-Dominion Bank, 2018 FC 538. Mr. Justice Grammond of the Fede...
Sep 7, 2018

News & Media

Firm News

Torkin Manes shortlisted by Chambers Canada for the 2019 Regional Law Firm of the Year Award

Chambers Canada Torkin Manes is honoured to be shortlisted by Chambers & Partners in the category of Regional Law Firm of the Year for the 2019 Chambers Canada Aw...
Sep 18, 2019

Torkin Manes named Regional Law Firm of the Year at the 2019 Chambers Canada Awards

Chambers and Partners Torkin Manes is proud to announce that our firm has been recognized as the Regional Law Firm of the Year by Chambers and Partners at the 201...
Sep 17, 2019
In the News

Torkin Manes recognized as the #1 ranked Ontario regional law firm by Canadian Lawyer

Canadian Lawyer We thank our clients, colleagues and peers for recognizing us with this distinguished honour.
Mar 4, 2019

Jeffrey Alpert to speak at the 2018 Annual International Factoring Association Conference

This panel of Canadian legal experts will review case rulings that have taken place in various Canadian jurisdictions over the past year and discuss t...
May 4, 2018

Events

Jeffrey Alpert to speak at the 2019 Factoring Conference, April 3 - 6

Join Jeffrey Alpert at the upcoming 2019 Factoring Conference for his panel discussion on the topic of Factoring Legal Cases: Update and the Most...
Apr 3, 2019